I have hesitated on writing about this topic for quite some time. It can be a touchy personal topic for some, and for others almost taboo to talk about. Money. I think to myself, ‘who am I to write about money especially since no one is even asking?’ I answer myself, ‘My name is Madeline Pallanes and I am a woman of power.’ (I learned that affirmation from Edwene Gaines.) Sometimes I believe it, sometimes I don’t. ‘Money flows to me easily & freely.’ I’ve been repeating that affirmation for probably 20 years. I always believe it.

Today, I have a loving healthy relationship with my money. It hasn’t always been that way. Yes, it’s a relationship. A relationship that has had its ups and downs over the years. I wanted a healthy relationship with money. I have made many blunders with my money and when I did, I later sought out help.

I attended Dave Ramsey’s University of Financial Peace.

Stacy Johnson with Money Talks News is also one of my sought-out helpers.

I have taken many Prosperity classes offered though CSL. Edwene Gaines, “The Four Spiritual Laws of Prosperity” is probably the one I have absorbed the teachings and practice the most. One of the Laws is tithing and giving. Through the years, whenever I would show up at a church (CSL or any other one I may have stopped into) I had a standard amount of cash I would donate to the church for the service. If I couldn’t donate that amount, I wouldn’t go. That was my tithing practice. That was how I thought one tithes. It was also standard practice for me to donate to many non-profit organizations. I have always been generous with donations. If I had it, I gave it and if I didn’t have it, I didn’t give it.

A few years ago, an interesting thing happened. I learned the definition of tithing. Tithing is giving 10% of your income to where you receive your spiritual guidance. That really made me think. Was I actually tithing? Tithing 10% of my income to where I receive my spiritual guidance? It probably totaled up to 10% with church and other non-profit donations, but I know I wasn’t receiving spiritual guidance from Salvation Army, the local food bank, or local animal shelters. I made a decision right then and there, to give 10% of my income to where I receive my spiritual guidance. In addition, I give 5% of my income to charitable giving. Later, I also decided to save 10% of my income. This loving relationship practice I have with my money continues to grow stronger and healthier each day.

Recently over the past couple months, I decided instead of tithing 10% of what I received, I would tithe 10% of what I want to receive for the month. I’m tithing in advance knowing this increased income is coming to me easily and freely. “My income is constantly increasing.” (Yet another affirmation I frequently say.)

This year I decided to start a “Five & Dime savings account” and I’m having a lot of fun with it. I’m not spending any 5-dollar bills that flow through my hands. I put the $5 bill into a zip lock bag and put it in my underwear drawer. I’m also not spending dimes. I have a dime bag sitting on my dresser. That is my Five & Dime savings account. Currently I have already saved $120 in 5’s, along with 32 dimes. Cha Ching!

The idea for the $5 savings plan came from a friend who saved every $5 she received for a year. This is what she had saved at the end of the year, without any hardship.

And this is my dime bag. 🙂

If having a healthier relationship with your money interests you, I know you can have it! Start with where ever you are now. For me, starting with tithing 10% of my income to where I receive my spiritual guidance, was my biggest jumpstart to access my prosperity & abundance.

–Madeline